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Genre: Howto & Style
Uploaded At May 18, 2023 ^^
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RYD date created : 2024-03-09T23:11:56.667005Z
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Top Comments of this video!! :3
Great advice Shelby! I just placed my savings in a high yield savings account as well. I placed my home down payment money as well as emergency fund money and i get a good chunk every month. However, for those of you that have student loans, keep in mind that SoFi is the bank suing the department of education to end forbearance. They make a fuck ton of money off of loans. Just something to think about when you're choosing which high yield savings account to go with.
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You can buy 4 week (or longer) Treasury bills. Minimum 100 USD purchase. Currently paying 5.4% (The yield will most likely go down (a lot) as we are about to enter and are in a recession.) $30,000 @ 4.2% = $105; $30,000 @ 5.4% = $135; $135 - $105 =$30 a month less (or 28.6% more over $105). I don't know about SoFi. Just so you know. If you put money in a random bank, it's not your money anymore. You've loaned money to the bank. The bank has an obligation to pay you back your money when you ask for it. But it's not your money anymore.
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Shelby, where do you get your topics and more importantly find the money saving info. I'm glad the U.S. have these banks. We don't have banks that give you any interest, only bills? You find some great topics and sources. You're bloody marvellous. Ever thought of compiling a book of wonderful tips and savings from your #Youtube videos?
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@ShelbyChurch
1 year ago
Here’s the bank I use, you can get $25 when you sign up! www.sofi.com/invite/money?gcp=1df06e88-9fa0-4296-a… (Note I’m using an affiliate link but this is not sponsored)
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