I had to make rangoli on Diwali.

I already started super late. In the middle of creating the rangoli, I realized I did not have black color to put in Shri Ram and Sitaji’s hair. So I rushed to a shop to get it.

Naturally, I was not carrying any cash on me because UPI ka zamana hai! Now imagine that in this scenario - my internet stops working.

One way is to go back home again, get the cash and buy the colours but I was already running late. Second way is to maybe call a friend to make the payment online but what if they don’t pick up your calls? Now what?

Well, there’s another way too! Making UPI payments without the internet. National Payments Corporation of India (NPCI) has also launched an offline service to make UPI Payments.

All you need to do is:

- Call on *99#
- There are various services available to send money, receive money, check balance, change UPI PIN, etc. To perform any service, there’s a number attached that you need to press.
- Press 1 to make payment
- Enter the mobile number OR UPI ID OR bank account details of the person you want to make the payment to.
- Enter the amount
- Enter your UPI PIN
- And your payment will be done.

Note: At present, the upper limit on *99# is Rs. 5000 per transaction. There are no charges to avail of this service.

So save this number in your phone so it can come in handy to you in situations like this and for more such content, keep following CA Palak Rathi! 🚀

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