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Seattle's Mortgage Broker @UCPiD1Eda_t4EQiL8tZctfIw@youtube.com

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SMB is a mortgage brokerage focused on service, speed and co


08:31
QUEEN ANNE || Seattle Neighborhood Tour
02:56
Nicest Neighborhoods to Buy a Home in Seattle || Ballard / Queen Anne / Capitol Hill
03:06
Restricted Stock Units (RSUs) || Use them to Buy a House in Seattle
02:51
How Millennials Home Buyers Can Get Help With Their Down Payment
03:01
What is a Non-Warrantable Condo? || Here's What you Need to Know
02:33
How Hot is the Seattle Real Estate Market in 2022?
02:31
5 Tips for a Cash Out Mortgage Refinance
06:23
SOMERSET and FACTORIA || Bellevue Neighborhood Tour
01:09
SMB is different, here's why!
03:53
7 Seattle Suburbs for Families
05:43
MAGNOLIA || Seattle Neighborhood Tour
03:13
What Is a Jumbo Loan? You Might Need One When Moving to Seattle!
02:45
Low Appraisals: How to Bridge the Appraisal Gap
06:55
CROSSROADS BELLEVUE || Seattle Neighborhood Tour
03:04
What is the Optimal Down Payment on a House?
01:51
Inspections: Don't Freak Out!! What to look out for on your home inspection report
01:25
Contingencies - What Contingencies can you include on a home offer?
00:54
Critical Steps: Financing Clarity - When to tell your mortgage broker you've found your home
01:06
Conditions: Best Practices - What loan conditions can you start straight away?
01:42
Gift Funds - Minimize the paperwork required from your giftor
01:05
Best Practices- Best Practices after you've been Pre-Approved
00:50
Types of Documents - Acceptable type of bank documents
01:20
Appraisal vs Inspection- Appraisal vs. Inspection EXPLAINED
01:00
Home Offer Strategies: Thor's Hammer - Big Offer with a Fast Close
01:13
Home Offer Strategies: Greased Lightning - Fast Close with a Rentback Option
00:49
Tip 1: Fast Closings - Making your home offer stand out
00:44
First Payment - How to Make Your First Payment
00:40
Property Tax Coupon - What Your Property Tax Coupon Means
00:47
Insurance Not Escrowing - Why Your Insurance May Not be Escrowing Automatically
00:39
Moving Money - Moving Your Money into Closing
00:38
Who Does What and Timeline - Your Loan is Ready to Sign, Here's What to Expect
01:34
Rate Lock - When and How Long to Lock Your Interest Rate
01:34
Conditions: Income - Verifying Your Income to Underwriting
01:20
Conditions: Insurance - What To Provide Your Mortgage Broker
01:09
Conditions: Assets - What Are Considered Assets For Your Loan Condition
01:02
Gift Funds - The Easiest Way to Receive Gift Funds
01:00
Conditions: Appraisal - What is an Appraisal?
00:35
eSigning - We are a Paperless Company! eSign All The Way!
00:47
TRID - Government Required Delays
00:50
Rate Extensions - How to Avoid Extra Fees From Rate Lock Extensions
00:51
Underwriting - What is Underwriting and What to Expect From Them
00:52
Timeline - Under Contract and Next Steps
00:38
Who Does What? Who to Contact When Your Loan is in Process
01:22
Appraisal Management Companies - What is an Appraisal Management Company? (AMC)
00:55
Who Does What? - Who is involved when buying a house?
01:16
Pre-Approval Overview- Why our Pre Approvals are better
00:43
APR Costs: Purchase - Typical APR fees on a purchase
01:22
Types of Loans- Down Payments for different types of loans
01:01
Document Format- How to format a document the lender will accept
00:51
APR Costs: Refinance- Typical APR fees on a refinance
00:48
APR vs Non-APR Fees- What is the difference between APR and non APR fees?
00:48
Earnest Money- What is Earnest Money?
00:55
Golden Triangle - Managing Expectations, the rule of the Golden Triangle
00:40
Uploading Documents to Floify- How to upload your documents
00:38
Tip 7: Cover Letter- How to make your Cover Letter resonate with the seller
00:54
Tip 6: Inspection Contingency- Here's how to get an inspection without detracting from your offer
00:51
Tip 5: Financing Contingency- Why a financing contingency looks bad to the seller
00:50
Tip 4: Earnest Money- How to use Earnest Money as a negotiation tool
00:59
Tip 3: Rentback- Why a Rent-Back can help you stand out from the competition
01:01
Tip 2: Flexible Closing Date- Why a flexible close date can help you win